Cape-Cod-HOME

Readers’ Resource: The Cooperative Bank of Cape Cod

Cape Cod Home  /  HOME Annual 2025 /

Writer: Cape Cod Life Publications

Readers’ Resource: The Cooperative Bank of Cape Cod

Cape-Cod-HOME

Cape Cod Home  /  HOME Annual 2025 /

Writer: Cape Cod Life Publications

How to Use a HELOC to Create Your Escape 

Imagine hosting friends in an outdoor kitchen, complete with a stone grill, pergola, and plush hydrangea landscape. Picture a four-season sunroom that provides the feel of outdoor living year-round.

Transforming your home into a dream escape is possible. With creative vision and the right financial tools, your backyard can become your getaway.

A home equity line of credit, or HELOC, from The Cooperative Bank of Cape Cod allows you to leverage your home’s value to finance projects that not only enhance your lifestyle but also add value. 

The Cooperative Bank of Cape Cod’s lending team will help you every step of the way, from an easy online application to a dedicated specialist to answer any questions. A HELOC offers the flexibility to fund projects as they progress, giving you full control of your budget, too.

The top benefits of a home equity line of credit are:

  • Easy access to funds as you need them.
  • Pay interest on only what you use.
  • You’re able to access the HELOC funds again once they’ve been paid back, similar to a credit card.*
  • Interest may be tax deductible.*

Start planning your extraordinary retreat today. Whether you’re dreaming of expanding your indoor-outdoor living space or improving your home’s curb appeal with new landscaping, the possibilities are endless. With The Cooperative Bank of Cape Cod, you can take the first step toward bringing your vision to life.

Learn more about home equity lines of credit at mycapecodbank.com or 508.568.3400.

The Cooperative Bank of Cape Cod is a member of the FDIC and DIF and Equal Housing Lender, NMLS #520663. 

*Once the HELOC moves into the 20-year repayment period, you can no longer draw on the loan. Consult with your tax advisor.

Cape Cod Life Publications